Frank N. Messina

Professional Experience:

1994-2014 Principal & Co-founder

Frank N. Messina is owner and principal of allRisk Damage Experts. As the son of Italian immigrants, a combined focus on family, community and hard work has always been a way of life for Frank. Messina attended South Philadelphia High School, and obtained his education via his 30+ plus years in the insurance restoration and cleaning industry. Partnering with Dean Ragone in 1988, together they have built allRisk into one of the leading full-service disaster recovery contractors in the tri-state area. In the early years, Frank placed a focus on introducing the firm to public entities and the teams of professional services that wrap-around them to provide insurance and claims services. As the team’s reputation for specializing in this unique market grew, so did the opportunity for Frank to delivery on his personal promise of excellent service in more public institutions across New Jersey. Today, allRisk maintains relationships with joint insurance funds, public entities and TPA’s that date back to allRisk’s first few years in business. Based on the merit of allRisk’s service, and through their stewardship, Frank and Dean have shaped the company’s culture in ways that truly distinguish allRisk from its competition. Frank is proud of the countless referral and thank you letters allRisk has received, highlighting allRisk’s immediate response time, caring personnel and expert workmanship that is the hallmark of allRisk’s service.

Boards & Committees:

• Camden Center for Law and Social Justice – Board of Trustees
• Camden Schools Education Foundation
• Haddonfield “First Night Committee”
• South Jersey Eye Center

Awards:

• American Red Cross “Good Neighbor of the Year” (2008)
• Archway Programs, Humanitarian of the Year (2006)
• Honoree, Diocese of Camden Scholarship Night
• Civic Leadership Award, Camden County College
• Rutgers Walter Rand Institute Awardee

Ziggy Osinski

Professional Experience:

1994-2014 Chief Operating Officer & SVP of Construction

Ziggy Osinski joined allRisk Property Damage Experts in 1994 as Senior Vice President and Chief Operating Officer. Ziggy manages a field staff of over 65 employees and is responsible for all construction operations. In his capacity as SVP of Construction, Ziggy has supervised the restoration and construction of 4,500+ projects, with a heavy concentration in public entity. In addition Ziggy works closely with allRisk’s Emergency Response and Environmental divisions, as well as the firm’s team of estimators, architects and engineers to ensure that all projects are completed on time and within budget. Under Ziggy’s stewardship, allRisk has expanded its services beyond disaster recovery to include tenant fit-out projects. Given his vast scope, Ziggy is best known in the industry for maintaining his hands-on approach while overseeing an average of 30 projects on a concurrent basis.

Ziggy’s depth of experience is founded in managing an impressive cross section of longstanding clients. His knowledge of the conditions and regulations specific to public entity, education, commercial real estate, healthcare, hospitality and multi-family housing markets is an invaluable asset to the company, and has earned him the respect of his peers and clients. He is largely credited with fostering he company’s reputation for 24/7 accessibility, and cultivating a culture known for its unmatched work ethic, integrity, and passion for customer service.

Project Highlights:

• Anchorage Tavern ’07 – credited with saving foundation and condemnation of historic site. Notwithstanding the unrelated structural delay, Ziggy and his team completed reconstruction an impressive 4 months ahead of time, saving the carrier a half-million dollars in business interruption.
• Sentinel Properties ’09 – thru present – awarded multi-year contract for rolling fit-out and renovation at Philadelphia’s most prestigious address, Rittenhouse Square.
• Hurricane Irene 2011 – cross trained in emergency mitigation, Ziggy was deployed in the field for 28 days straight, crisscrossing the states the states of NJ and PA, leading, executing and monitoring all phases of the firm’s one hundred (100) Irene flood loss assignments received in a one week period from 8/28/11 through 9/5/11.

Thomas Messina

Professional Experience:

2000-2014 Sr. Vice President – allRisk Property Damage Experts

In his leadership role, Tom Messina is the firm’s most senior estimator responsible for preparing scopes of work and costs of repair to professionally restore fire, water and mold damaged structures to pre-loss condition. His experience also includes bidding on both public and private projects in excess of $2,000,000.00 renovations/restorations. Estimates have been prepared for commercial, industrial, medical, institutional and residential properties. Prior to his estimating role, Tom acted as the Director of Emergency Response, providing hands-on supervision of 30 technicians, and directed 1600+ emergency mitigation services and restoration projects. Tom expanded allRisk’s certifications and services by developing the company’s Environmental Division, responsible for all mold and category III remediation projects.

1992-1999 Vice President – Depew-Martin Appraisers, LLC

Obtained the highest license granted by the State of New Jersey to perform real estate valuations, NJ State Certified General Real Estate Appraiser. Acting as a senior appraiser, completed approximately 500 commercial and industrial property valuations. Responsibilities included initial client engagement, physical inspection, market studies, quantitative valuation and final opinion of value. Appraisals were performed for financing, condemnation, estate and tax appeal purposes.

Certifications:

• Council-Certified Microbial Remediation Supervisor – American Council for Accredited Certification
• Certified Insurance Restoration Technician – Vale Technical Institute
• Water Damage Restoration Technician – Institute of Inspection Cleaning & Restoration
• Fire Damage Restoration Technician – Institute of Inspection Cleaning & Restoration
• Applied Structural Drying Technician – Institute of Inspection Cleaning & Restoration

Professional Associations Current Membership:

• IAQA Indoor Air Quality Association
• IICRC Institute of Inspection Cleaning and Restoration

Education:

• Bucknell University – Bachelor of Arts – 1990
• Rutgers University Camden – MBA in December of 2012

Christine A. Messina

Professional Experience:

2005-2014          allRisk Vice President

2002-2005          allRisk Production Manager

1998-2002          MTV Advertising

1995-1998          BBDO Advertising

Christine Messina is Vice President of allRisk Property Damage Experts. She began her career at allRisk in 2002 as a production coordinator serving the firm’s Construction & Restoration division. In 2005 Christine transitioned into a community and market relations role representing allRisk in industry organizations, with an emphasis on public education entities, higher education institutions, and senior housing. Through these professional development groups, it is Christine’s ongoing mission to better learn the issues and goals important to her clients and develop ways to meet those challenges. Following the high impact events of Hurricanes Irene and Sandy, Christine has dedicated much of her time as a featured speaker, to transform disaster “lessons learned” into actionable preparedness implementation for businesses, community leaders and senior citizens. In her mission she motivates every individual to “be their own first responder”, and provides no cost and low cost guidance on how to do so. Christine obtained her Bachelors of Arts degree from Lafayette College in 1995 and resides in Haddonfield, NJ with her husband and children. As the mother of two active boys, her home environment provides plenty of inspiration to always be prepared for the unexpected.

Educational Speaker:

• Middlesex County ASBO, “Proactive HVAC Maintenance for Mold Management”, June 2014
• Middlesex Regional Educational Services Commission, Co-presenter “From the 3 Ring Binder to the Palm of your Hand: The Cost of Emergency Plan Improvements in a smartphone World” (CEU credit approved for QPA, Municipal Finance Officer, County Finance Officer, Public Works Mgr., & Municipal Clerk), May 2014
• NJSBAIG E.R.I.C. North JIF – Co-Presenter “Proactive Mold Management” (CEU), October 2013
• SPELL JIF Summer Meeting – Co-Presenter “Proactive Mold Management”, July 2013
• PRD Management (17 senior housing locations) “Building a Culture of Preparedness”; June 2013
• Middlesex Regional Educational Services Commission Annual Conference, “Two Faces of Disaster: Preparing Your Institution’s Physical and Financial Recovery” (CEU credit approved for educational leaders), Spring 2013
• Association of School Business Officials – Atlantic and Morris Counties: “Two Faces of Disaster: Preparing Your Institution’s Physical and Financial Recovery” (CEU credit approved for educational leaders), Fall 2013
• ERAPPA Conference 2012, Co-presenter “Floods, Earthquakes & Hurricanes…Oh My!”: Emergency Management Lessons Learned at Rowan University in August 2011
• NJASBO Annual Conference, Co-authored “Proactive Mold Management”; Spring 2012

Media expert resource:

• 12/5/13 Kim Power Stilson “Talkworthy” interview on Sirius XM 143 BYU Radio – “Are You Prepared for the Storm”
• 8/30/11 WHYY (radio) interview “tips on mold after the flood”
• 8/27/11 “Big Money w/ Steve Cordasco” on CBS Radio 1210AM – “Financial Recovery Tips before the Hurricane”
• 7/29/11 Mid-Atlantic Real Estate Journal – “Easing the Burden of Disaster Recovery”

Boards & Committees:

• NJASBO Associate Business Member Executive Committee, Vice President; 2014
• CARES Institute (Child Abuse Research & Education Services) Advisory Board, since 2005
• Advisory Board – Reproductive & Intrauterine Institute at Virtua; since 2010
• Cherry Hill Education Foundation – Golf Committee (2009 & 2010); Dancer, “Dancin’ with the Cherry Hill Stars” Annual Fundraiser, 2011
• Leading Age NJ – Disaster Recovery Workgroup; since 2005

Associate Business Member:

• NJASBO and County Chapters of: Camden, Atlantic, Cape May, Somerset & Ocean
• NJSGBA – NJ Schools Buildings & Grounds: Camden/Gloucester, Atlantic
• NJ Educational Facility Managers of Camden and Gloucester
• Leading Age NJ – (an associate for nonprofit homes and services for the aging)
• Leading Age PA – (an associate for nonprofit homes and services for the aging)
• IREM – Institute of Real Estate Management

Awards:

• NJ Associate of Homes & Services for the Aging – Business Partner of the Year 2009

Louis Crisci

Professional Experience:

2002-2014 Senior Vice President – allRisk Property Damage Experts

In his role as SVP, Director of Operations, Lou is responsible for leading the firm’s emergency mitigation division, which responds to large losses due to water, fire, sewage, mold and structural failure. In Lou’s twelve years, he has managed 3,000 projects, with single projects in excess of $3 million. Lou is responsible for providing oversight to his AVP, Emergency Service Supervisor, Crew Chiefs, Field Technicians, Warehouse and Administrative Staff which can total 80+ employees. Lou is the central point of command for all inbound new loss assignments, and overnight emergency calls requesting emergency response. In one of his key functions, Lou identifies and establishes communication with the insured, carrier, broker, TPA and adjuster to ensure that information is centralized and shared with ease for a smooth claims process. Dispatching lead assessment teams, evaluating daily progress reports, dispatching estimators, developing daily and on-call schedules, communicating daily updates to insured and insurance contacts, and providing hands-on-supervision of large losses comprise much of the logistical duties of the SVP of Operations. In addition, Lou manages the reporting software and programs to prepare and/or approve the emergency service invoices.

1987-2002 Property Specialist – Selective Insurance

Certifications:

• Residential Estimation
• Commercial Estimation
• Mold Remediation Technician – ASCR
• Mold Remediation Supervisor – ASCR
• Chronic Structural Moisture Problems – MEHRC
• Property Adjustment Negotiations
• Business Interruption
• Forensic Infrared Thermography

Educational Speaker:

• Mold – NJASBO Annual Conference, 2012
• Mold – Temple University and Temple University Hospital, 2012
• Mold – Cumberland County Board of Health/Coalition for Safe Homes, 2012

Media Expert Resource:

• “How to Prevent Burst Pipes in Your Home” – NBC10 on-air interview
• “Hurricane Tips for Homeowners” – Fox 29 – on-air interview

Education:

• Rutgers University – Bachelor of Arts
• Burlington County Police Academy